Premium health insurance
Medical insurance for your family's everyday care
Unlimited private doctor visits across a national PAMC network, with no waiting period, a 24/7 nurse line, and everyday medication available without a script.
Protecting South African families since 1923.
Health insurance, not a medical scheme. Benefits are paid as stated amounts.
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No obligation · LionLife is a licensed insurer and authorised FSP (FSP No. 15283) · Your information is secure and confidential.
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Unlimited doctor consultations
Unlimited in-person consultations with private doctors in the national PAMC network, plus a 24/7 nurse line.
Licensed & authorised insurer
Healthcare cover backed by a licensed insurer and authorised FSP.
Trusted member support
Support available through the PAMC app and our support channels whenever you need assistance. Phone: 087 085 0933 Email: info@lionhealthsa.co.za 24/7 WhatsApp nurse line: 060 550 4337
Care designed around you
Personalised healthcare support designed around you and your family.
Lion Health is a health insurance product — not a registered medical scheme.1 Cover is provided by LionLife (Lion of Africa Life Assurance Company Ltd), a licensed insurer and authorised FSP (FSP# 15283).2 Everyday care is delivered through the national PAMC network of HPCSA-registered practitioners.3 Hospital and ICU benefits are stated amounts. Admissions require authorisation, and the benefit may be paid to the hospital under the Guarantee of Payment issued on approval, or to you after discharge on a valid claim. Waiting periods apply to most benefits.4
Request a quote
Secure your family's cover
We will help you determine the healthcare cover that best meets your needs and the needs of those you love.
Complete the quote request form
Tell us a little about yourself and the type of cover you're interested in.
Speak to one of our qualified consultants
One of our consultants will contact you and discuss the options available to you and your family.
Activate your cover
We will activate your cover so you have access to quality healthcare when you need it.
Why Lion Health
A national network
of private doctors
Premium healthcare built on clinical quality and trust — private doctors for your family, and the everyday care your current cover often leaves you paying for.
Unlimited doctor consultations
Unlimited in-person consultations with private doctors in the national PAMC network, plus a 24/7 nurse line. Pre-authorisation required after your third visit.
Acute and over-the-counter medication
Up to R1 340 per year from the approved medicine list.
Specialist consultation benefit
Specialist consultations up to R2 060 per member (maximum R4 120 per policy per year). Available on referral from your network doctor. Where a specialist submits claims directly, there’s nothing for you to do. Otherwise, simply pay the account and claim reimbursement. Any shortfall remains the member’s responsibility.
Benefits that matter
Everyday care your medical aid leaves you paying for
Private doctor consultations
Acute and over-the-counter medication
Hospital benefits
Emergency care
Maternity benefits
Specialist consultation benefit
At a glance
Compare your benefits
| Benefit | What you get | Key limit / condition |
|---|---|---|
| Private-doctor consultations | Network GP visits as often as your family needs | Pre-authorisation after the 3rd visit; no waiting period |
| 24/7 nurse line | Clinical guidance any hour via the PAMC virtual nurse network | No waiting period |
| Acute & OTC medication | Cover from the approved medicine list | R155 per event, up to R1,340 / year; no waiting period |
| Specialist cover | On referral from your network doctor | R2,060 / member, up to R4,120 / policy per year; 90-day wait |
| Hospital benefit | Stated benefit, payable to the hospital under the GOP, or to you post-discharge | R10,000 day 1 → up to R53,000 over 21 days; 90-day wait |
| ICU benefit | Stated benefit, payable to the hospital under the GOP, or to you post-discharge | R15,000 / day, up to 5 days; 90-day wait |
| Accident cover | Paid per incident | R300,000 / person (R450,000 / family); no waiting period |
| Maternity | Hospital benefit for birth | R30,000 natural / R45,000 caesarean; 10-month wait |
Medication pool
Up to R1,340 per year (R155 per event).
Specialist cover
Up to R4,120 per policy per year, on referral.
Day-1 hospital benefit
Up to R10,000.
Hospital benefit (21 days)
Up to R53,000.
ICU benefit
Up to R15,000 per day (maximum 5 days).
Accident cover
Up to R300,000 per person per incident.
Nurse line
24/7, any hour.
Product type
Health insurance, not a medical scheme.
Member support services
A 24/7 nurse line,
any hour
Your member app
Download the Pan-African Managed Care member-only app to find quality healthcare providers, view waiting periods that may apply and access your membership card.
Pre-authorisations
Where access to a medical service requires pre-authorisation, our team will guide you through the process and assist you in obtaining the necessary approvals.
We are here to help
Our support team is available to assist you and your family in accessing the care you need. Contact us by phone on 087 085 0933, by email at info@lionhealthsa.co.za, or via the 24/7 WhatsApp nurse line on 060 550 4337 if you require assistance.
What our members say
Real families, real experiences. Hear how Lion Health members feel about their doctor visits, everyday medicine and the people who looked after them.
Doctor and medicine, sorted in one visit
“Great service from Lion Health! Finding a local doctor was quick and effortless, and having a dispensing doctor meant all my needs were taken care of in one visit.”
Easy to use, and it saved me money
“Within one month, I had to visit the doctor twice, and I was happy with how easily I could access the benefits… I was also able to get over-the-counter medication when needed, which was very convenient and helped me save money on healthcare expenses.”
A healthcare partner that genuinely cares
“Joining the Lion Health Day-to-Day Plan has been one of the best decisions I've made for my health and peace of mind… The customer service team is always responsive and truly supportive… The Lion Health mobile app is incredibly simple to use, allowing me to track my benefits and submit claims in just a few taps.”
Efficient, reliable and smooth
“When logging into the app I can easily locate doctors without going on the Google website and searching, it easily narrows down the closest doctors according to my location… I consulted the doctor at no additional cost and also received medication at no additional cost. My experience was efficient, reliable and smooth.”
Doctor and medicine, sorted in one visit
“Great service from Lion Health! Finding a local doctor was quick and effortless, and having a dispensing doctor meant all my needs were taken care of in one visit.”
Easy to use, and it saved me money
“Within one month, I had to visit the doctor twice, and I was happy with how easily I could access the benefits… I was also able to get over-the-counter medication when needed, which was very convenient and helped me save money on healthcare expenses.”
A healthcare partner that genuinely cares
“Joining the Lion Health Day-to-Day Plan has been one of the best decisions I've made for my health and peace of mind… The customer service team is always responsive and truly supportive… The Lion Health mobile app is incredibly simple to use, allowing me to track my benefits and submit claims in just a few taps.”
Efficient, reliable and smooth
“When logging into the app I can easily locate doctors without going on the Google website and searching, it easily narrows down the closest doctors according to my location… I consulted the doctor at no additional cost and also received medication at no additional cost. My experience was efficient, reliable and smooth.”
Choose the plan that fits your family
Your consultant confirms the fit before you commit to anything.
*Health insurance, not a medical scheme. Hospital benefits are stated amounts and do not reimburse your hospital bill. Limits, waiting periods and terms and conditions apply.
Frequently asked questions
Answers to the questions
we get most.
Lion Health is medical insurance — health insurance, not a registered medical scheme. It pays for defined everyday care and stated benefit amounts rather than a share of your medical bills, and comes without the medical-aid levy.
A national network of private doctors you can see as often as your family needs (pre-authorisation after the third visit), a 24/7 nurse line, R1,340 a year for acute and over-the-counter medication, plus pathology, radiology and dental — in one plan.
Yes. A 24/7 nurse line gives your family clinical guidance any hour — including when your own doctor is closed — through the PAMC virtual nurse network.
Hospital benefits are stated amounts, not a settlement of your actual bill. Admissions require authorisation; on approval the benefit may be paid directly to the hospital under the Guarantee of Payment issued, or to you after discharge on a valid claim. Illness admissions pay up to R10,000 on day 1, up to R53,000 over 21 days, and ICU up to R15,000 a day for five days. A 90-day waiting period applies.
Yes — most benefits have waiting periods: typically 90 days for illness admissions and specialist cover, 12 months for pre-existing conditions and 10 months for maternity. Accident cover and acute medication have none.
Still have questions?
Premium healthcare cover designed around real people, everyday wellbeing and trusted support.
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References
- Council for Medical Schemes — Medical Schemes Act 131 of 1998 (defines a registered medical scheme; Lion Health is not one).
- National Treasury — Demarcation Regulations (2017), distinguishing health insurance policies from medical schemes.
- Financial Sector Conduct Authority (FSCA) — regulates LionLife under the FAIS Act (FSP# 15283).
- Health Professions Council of South Africa (HPCSA) — registration of the practitioners in the PAMC network. (Link pending verification — see note below.)
The Council for Medical Schemes, National Treasury and FSCA links above were verified live. The HPCSA link could not be verified (certificate error at time of writing) — confirm that domain resolves correctly before publishing. This page supports Lion Health's own compliance review and is not legal or financial advice — obtain FSCA / compliance sign-off before publishing.