
How it works
Considered,
not complicated.
A considered process designed to help you and your family choose, apply for and access quality healthcare cover with confidence.
Health insurance, not a medical scheme. Benefits are paid as stated cash amounts.
Access health insurance cover
A clear path to your quality care

Choose your cover
Choose the healthcare cover that best suits your needs and budget, whether you need support for everyday healthcare, unexpected medical events, or both.
Complete your quote request
Complete a quote request and one of our consultants will contact you to discuss the cover options available to you and your family.


Access your benefits
Once your cover is active, our team will assist you with authorisations and support, helping you access your benefits with confidence.

Choose your cover
Choose the healthcare cover that best suits your needs and budget, whether you need support for everyday healthcare, unexpected medical events, or both.

Complete your quote request
Complete a quote request and one of our consultants will contact you to discuss the cover options available to you and your family.

Access your benefits
Once your cover is active, our team will assist you with authorisations and support, helping you access your benefits with confidence.
Member support services
Your personalised access to care when you need it

Your member app
Download the Pan-African Managed Care member app to find healthcare providers, view waiting periods that may apply and access your membership card.

Using your benefits
Access quality healthcare providers and services through the PAMC member app, or contact our support team for assistance.

We are here to help
Our support team is available to assist you and your family in accessing the care you need.
Phone: 087 943 9627
Email: info@lionhealth.co.za
24/7 WhatsApp Nurse Line: 060 550 4337
Your healthcare cover
Quality care when you need it
Find a private doctor or approved provider
Find a private doctor or approved provider in your area using the PAMC member app.
Download the PAMC member app
Pre-authorisation
Where access to a medical service requires pre-authorisation, members can contact the Lion Health client services team on 087 943 9612 or email auth@pamc.co.za. As Lion Health is an insurance product and not a medical scheme, pre-authorisations are generally processed telephonically or through direct liaison with your treating healthcare provider.
Chronic medication pre-authorisation
To request pre-authorisation for chronic medication, call 087 943 9612. You will be transferred to Pan-African Managed Care, who will assist you with the chronic medication registration process.
Check whether your medication is covered
Before requesting pre-authorisation, you can check whether your medication is included on the approved medicine list by visiting: the Lion Health formulary lookup.
Follow these steps:
- Under Option, select DAY-DAY for chronic medication.
- Select Lion Health ACUTE if you are checking acute medication.
- Search by Product or Condition.
- Click Submit.
- The system will indicate whether the medication is included on the approved medicine list.
If your pre-authorisation relates to a hospital admission or procedure
Please have the following information available:
- Patient's name, date of birth and ID number
- Lion Health membership number
- Treating doctor's name, contact number and practice number
- Hospital or day clinic name, telephone number and practice number
- Planned admission or procedure date
- Diagnosis (ICD-10) code
- Procedure (CPT/tariff) codes supplied by your doctor
Please note: Pre-authorisation does not automatically guarantee payment. It confirms that your request has been assessed against your policy benefits and table of limits. Always keep your confirmation reference number or pre-authorisation letter for your records.
Reimbursement for medical expenses
To claim out-of-pocket medical expenses on your Lion Health plan, you must email your detailed invoices, Proof of Payment, and a completed Claim Form to claims@pamc.co.za. Reimbursable payments generally take between 7 to 14 working days to process and reflect into your nominated bank account.
Ensure your submission is valid by taking the following steps:
Required Documentation: You must attach the itemized invoice (reflecting the correct diagnostic ICD-10 and tariff codes) and your receipt/EFT proof of payment.
How to submit a claim
- Submit to Admin: Email all documents to claims@pamc.co.za (administered by Pan-African Managed Care - PAM)
- Specialist Claims: If you are claiming for a specialist, ensure you include a Specialist Referral Form completed by your designated network doctor, as their network partners must manage all out-of-hospital referrals
- Processing Time: Standard expense claims and refunds typically take between 5 to 14 days to be assessed, approved, and processed
- Deadlines: Ensure you submit your claim within four months of the treatment date; claims submitted after this period become "stale" and are generally rejected
- Support: For immediate queries, you can reach the Lion Health claims and support line directly at 087 943 9612

Why it works
Designed around you
Healthcare that meets your routine day-to-day needs as well as those unexpected medical events we never plan for.
Ongoing support
Support for you and your family throughout your healthcare journey.
Flexible options
Day-to-Day, Hospital and Combined plans designed around different healthcare needs.
Health insurance, not a medical scheme. Hospital benefits are stated cash amounts paid to you and do not reimburse your hospital bill. Limits, waiting periods and terms and conditions apply.
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